Privacy Policy - Hummingbird Health Shop

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© 2025 The Hummingbird Agency, LLC (Doing Business As "Hummingbird Insurance"). All rights reserved.

Hummingbird Insurance | PRIVACY POLICY

The Hummingbird Agency, LLC d/b/a Hummingbird Insurance is an independent, licensed insurance agency that sells and promotes health insurance products on behalf of multiple carriers. We are licensed to operate in all 50 states and the District of Columbia. Not all products are available in every state.

Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross Blue Shield Association®. The Hummingbird Agency is authorized to represent and promote its products, but is not the insurer.

General Disclaimers: Information on this site is for general educational purposes only and does not constitute legal, tax, or insurance advice. We make no warranty regarding pricing, coverage, or eligibility. Actual benefits and availability may vary by state, carrier, and plan year. Use of calculators or estimate tools is for illustrative purposes only.

Medicare / MA / PDP Disclaimer: Hummingbird Insurance acts as an independent agent/TPMO for Medicare Advantage and Part D plans offered by multiple insurers. Enrollment in a plan may depend on contract renewal. Refer to official plan documents for benefit details.

Privacy & Data Use: We maintain a Privacy Policy explaining what information is collected, how it is used, and user rights. By using this site, you consent to our tracking, cookies, and data use policies (see our Cookie Notice).

Intellectual Property: All content is owned or licensed by Hummingbird Insurance unless otherwise noted. Unauthorized reproduction is prohibited.

Change Notice: We reserve the right to modify or remove content, products, or site features at any time without notice. This site is provided “as is” and we disclaim liability for interruptions, errors, or omissions.

ACA Marketplace / Exchange Disclosure: You are now leaving the shopping experience for qualified health plans offered through the Marketplace. You must enroll in a qualified health plan offered through the Marketplace to receive financial assistance like tax credits or cost-sharing reductions that could reduce your costs (if eligible). You must complete a Marketplace eligibility application to determine if you are eligible for financial assistance or other insurance affordability programs like Medicaid or the Children’s Health Insurance Program (CHIP). Tax credits may be applied to pediatric qualified dental plans offered through the Marketplace. Qualified dental plans are not eligible for cost sharing reductions through the Marketplace.